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Pension Reform and Economic Performance in Britain in the 1980s and 1990s
Richard Disney, Carl Emmerson and Sarah Smith via National Bureau of Economic Research 
Mar. 18, 2003
Working paper available for downloading for $5 from SSRN.com. Excerpt: The late 1980s saw a major shift in pension provision in the United Kingdom, when for the first time individuals were permitted to opt out of part of the social security program into individual retirement saving accounts [and] membership of company-provided pension plans (occupational schemes) was made voluntary. The paper explores the possible impact of these, and other related changes in social security ...
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