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Facts from EBRI: 401(k) Plan Account Balances, Asset Allocation and Loan Activity (PDF)
Employee Benefit Research Institute [EBRI] 
June 6, 2003
Excerpt: Of the 14.6 million 401(k) plan participants in the EBRI/ICI database, 80 percent were offered a plan loan by the plan sponsor. However, as has been the case for the six years that the EBRI/ICI databases have tracked 401(k) plan participants' loan activity, few participants have loans outstanding. At year-end 2001, only 16 percent of those eligible for loans have loans outstanding.
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