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Pension Knowledge and Retirement Decision Making
National Bureau of Economic Research [NBER] Link to more items from this source
Dec. 23, 2003
Working paper. Excerpt: We combine administrative and self-reported pension data to measure the retirement response to actual and perceived financial incentives. We find that well-informed individuals are five times more responsive to pension incentives than the average individual when knowledge is ignored. We further find that the ill-informed individuals do respond to their own misperception of the incentives, rather than being unresponsive to any incentives.

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