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State Variation in Insurance Laws a Major Driver of Employers' Self-Insurance Decisions (PDF)
Health Care Financing & Organization Link to more items from this source
Feb. 9, 2004
3 pages. Excerpt: Some researchers and policy analysts have speculated that employers tend to self-insure their firms in an effort to circumvent compliance with evolving state mandates on coverage, which may require them to provide generous benefit packages. However, new research by Gail Jensen, Ph.D., at Wayne State University suggests otherwise.

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