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American Bankers Association Comment Letter to SEC on Proposed 4 p.m. Hard Close Rule (PDF)
American Bankers Association 
Feb. 19, 2004
5 pages; dated February 13, 2004. Excerpt: We continue to strongly oppose a mandatory 4 p.m. hard close. A 4 p.m. hard close to the mutual fund or its agents disadvantages investors by denying them the choice of distribution channels and limiting their investment options.
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