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Federal Lawmakers Voice Doubts About HSAs for Federal Government Employees
GovExec.com 
Mar. 26, 2004
Excerpt: Health savings accounts are being made available to federal employees who are younger than 65 and have health plans with high deductibles.... Several lawmakers said they were concerned that the new option would draw large numbers of federal employees away from the standard FEHBP offerings - a phenomenon known as 'adverse selection' - which could weaken the federal program for those participants who do not or cannot start a health savings account.
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