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An Analysis of Unisex Annuity Rates In the United Kingdom (PDF)
Pensions Policy Institute 
June 30, 2004
62 pages. Excerpt: Women receive lower monthly annuity payments than a man from the same amount of pension saving because annuity providers take into account the expectation that women will live longer than men. This study analyses the issues surrounding the compulsory use of unisex rates for all annuities in the UK, and the potential impact of such a change.
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