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Does a High-Deductible Plan Lead to Good Purchasing Decisions? (PDF)
ContingenciesLink to more items from this source
July 14, 2004
Excerpt: There appears to be some evidence that the plans save money for employers, but as with any other plan that allows individual selection on the part of employees, it's difficult to determine whether the employer saves money overall. Economic theory says that properly designed products should save money. However, two key features need to be included to ensure the plans generate the right clinical and financial results: ...

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