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Pinching Pennies to Increase Fund Investment Returns
Treasury and Risk Management 
Sept. 10, 2004
Excerpt: In the past, the first response of companies facing falling returns has been to reallocate assets into investments with better yields--although presumably with more risk.... But while asset allocation clearly remains an important element in a plan's returns, many plan sponsors are also taking a closer look at ways they can boost returns by increasing their plan's efficiency and limiting expenses.
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