Compensation Strategies Group, Ltd.
Atlantic Pension Services Inc
Creative Pension Consultants, Inc.
Nicholas Pension Consultants
Nova 401(k) Associates
The Retirement Plan Company (TRPC)/an ABG firm
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|Bad Tiered Prescription Drug Formulary Designs Yield Poor Outcomes, High Cost|
Managed Care Magazine
Sept. 30, 2004
Excerpt: When employers shift drug costs to employees, consumers spend less on medications. That reduces drug costs, but does it reduce health care costs? Not to the consumer, of course. But apparently not to the health plan either. By shifting drug costs to consumers, plans may well be shifting costs to a different line in the balance sheet.
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