Compass Retirement Consulting Group, Inc. |
Nicholas Pension Consultants |
Benefit Associates, Inc. |
United 401(k) Plans, Inc. |
Central Pension Fund of the IUOE |
Retirement Plan Legal Specialist Pentegra |
Central Pension Fund of the IUOE |
Retirement, LLC |
Retirement Plan Relationship Manager ERISA Services, Inc. |
Bates & Company |
Prime Pensions, Inc. |
Trucker Huss, A Professional Corporation |
Carpenter Morse Group |
DPS Retirement Plan Consultant EPIC Retirement Plan Services |
Nova 401(k) Associates |
Defined Benefit Calculation Specialist/Actuary The Angell Pension Group, Inc. |
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Bad Tiered Prescription Drug Formulary Designs Yield Poor Outcomes, High Cost Managed Care Magazine ![]() Sept. 30, 2004 Excerpt: When employers shift drug costs to employees, consumers spend less on medications. That reduces drug costs, but does it reduce health care costs? Not to the consumer, of course. But apparently not to the health plan either. By shifting drug costs to consumers, plans may well be shifting costs to a different line in the balance sheet. |
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