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| Retirement Plan Design and 401(k) Savings Outcomes (PDF) Harvard University Economics Department  Oct. 3, 2004 36 pages. Excerpt: [The paper assesses] the impact of 401(k) plan design on four different 401(k) savings outcomes: participation in the 401(k) plan, the distribution of employee contribution rates, asset allocation, and cash distributions. We show that plan design can have an important effect on all of these savings outcomes. |
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