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10/8/2004: Changing the Retirement Paradigm with Labor Force Aging and Slow Workforce Growth (PDF) (Pension Research Council, The Wharton School of The University of Pennsylvania)
20 pages. Excerpt: Labor market changes are driving employers, employees, and policymakers to confront the need for a new retirement paradigm. .... When labor force growth was the norm, many firms favored hiring plentiful younger workers over retaining more costly older employees. It was in that context that employers developed defined benefit (DB) plans[.]
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