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Excerpt: When it comes to managing their 401(k) plans, a good 40 to 50 percent of employees are couch potatoes. They don't enroll at all or they park their money in the most conservative option and forget about it. After trying, mostly in vain, to get these reluctant investors to take a more active role in their retirement plans, 401(k) providers are taking a new approach: Manage it for them. Some small and medium-size employers have been offering managed 401(k) accounts for years,[.]
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