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Experiences of Uninsured People with Disabilities in the Two-Year Waiting Period for Medicare (PDF)
The Commonwealth Fund and the Christopher Reeve Paralysis Foundation 
Nov. 9, 2004
38 pages. Excerpt: Unlike older Americans, who typically enroll and become eligible for coverage within months of turning age 65, disabled beneficiaries must wait two years before their coverage takes effect. Many who are in the waiting period face enormous problems. In this study, researchers talked to these individuals in focus groups and through in-depth telephone interviews.
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