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How to Fix Social Security (draft) by David C. John
The Heritage Foundation Link to more items from this source
Nov. 17, 2004
Excerpt: There are only three real solutions to Social Security's rapidly approaching fiscal problems: raising taxes, reducing spending, or making the current payroll taxes work harder by investing them through some form of personal retirement account (PRA). Establishing PRAs is the only solution that will also give future retirees the option to receive an improved retirement standard of living. These accounts would give them more control over how to structure their income and allow them[.]

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