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Death of Community Rating in the Health Care Insurance Market Has Been Greatly Exaggerated
Managed Care MagazineLink to more items from this source
Dec. 6, 2004

Excerpt: The potential demise of community rating concerns people who think the health care insurance market is moving toward adverse risk selection. They say community rating is the bedrock of our employer-based health care system. Their concerns focus on four market factors: an aging population, an apparent growth in self-selected consumer-driven health care plans, the increasing number of low income and unemployed people who can't afford individual insurance, and changes in information[.]

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