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Retirement Saving Incentives and Personal Saving (PDF)
Tax Notes via Urban InstituteLink to more items from this source
Dec. 28, 2004

1 page. Excerpt: The personal savings through the third quarter is about $82 billion, while the Office of Management and Budget projects that taxexpenditures on pension benefits will total roughly $163 billion for the fiscal year. One reason for those trends is that the government does not really subsidize saving. It subsidizes deposits, which can then be borrowed for consumption.

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