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| Price and the Health Care Choices of Retirees National Bureau of Economic Research [NBER]  June 6, 2005 Excerpt: This study analyzes health plan choices of retirees in an employer-sponsored health benefits program that resembles 'premium support' models proposed for Medicare. In this program, out-of-pocket premiums depend on when an individual retired and his or her years of service as of that date. Since this price variation is exogenous to unobserved plan attributes and retiree characteristics, it possible to obtain unbiased premium elasticity estimates. |
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