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| The Case for (Carve-Out) Personal Accounts in Our Social Security System Cato Institute  [Opinion] July 7, 2005 Excerpt: The difference between the two projections of future benefit levels funded out of present law payroll taxes -- higher ones under 'add-on' personal accounts versus lower ones under a 'status-quo' hike in payroll taxes -- constitutes the basic case for 'carve-out' personal accounts. |
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