Excerpt: Led by South Carolina Senator Jim DeMint, a number of senators and representatives have coalesced around a plan to create private accounts to the extent of the Social Security surplus. The program would start next year when the surplus is projected to be about $85 billion and continue for the projected eleven years of surpluses. Proponents tout this plan as a way to 'stop the raid' on Social Security, but, like other privatization proposals, it diverts money from the trust fund[.]