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CRS Report: Lump-Sum Distributions and Retirement Income Security (PDF)
Congressional Research Service [CRS] Link to more items from this source
Aug. 5, 2005

25 pages. "While the lump-sum distributions that were not rolled over tended to be relatively small -- with a median value of $4,000, compared to a median value of $12,000 for lump-sums that were rolled over -- most were received by workers who were more than 20 years away from retirement. Consequently, many of these distributions could have grown to substantial amounts had they been rolled over into IRAs or other retirement plans." [Report RL30496, updated Aug. 3, 2005]

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