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| Lifecycle Funds: Making A 'Model Retirement Program -- The Thrift Savings Plan' Even Better FedSmith  Aug. 10, 2005 Excerpt: Lifecycle funds spread your money throughout the different TSP funds.You can do that on your own as well but many people don't like to make financial decisions or never get around to it. A lifecycle fund makes the decisions for you and automatically adjusts your investments in the different funds as you get closer to retirement. |
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