9 pages. Excerpt: This brief ... attempts to separate the saving outof current income done by the working-age population (those under age 65) from that undertaken by retirees (those 65 and over). The first sectiondescribes the NIPA accounts. The second section estimates the share of NIPA personal saving that belongs to those under age 65. The third sectionbroadens the calculation of household saving to include business saving.