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High Deductible, High Risk: 'Consumer-Directed' Plans a Health Gamble
The Washington Post; subscription may be required Link to more items from this source
Oct. 18, 2005
Excerpt: The concept of consumer-directed coverage 'involves empowerment, it involves patients taking greater responsibility and being more informed and participating in their health care decision-making,' says Devon Herrick, a senior fellow with the National Center for Policy Analysis, .... These plans also expose patients to more costs. Faced with paying in full for their treatment until their deductible is met, consumers have an incentive to be careful about their health care spending.

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