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Lifetime Patterns of Voluntary Employee Pension Contributions (PDF)
Urban InstituteLink to more items from this source
Nov. 2, 2005

2 pages. Excerpt: Workers offered defined contribution plans must decide whether to participate, and how much to set aside from each paycheck for investment. Future retirement benefits will depend on participants' and employers' pattern of contributions and the returns earned by the contributions. Families must generally set aside funds over many years to accumulate significant retirement savings in their defined contribution plans.

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