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Issue Brief: What Health Insurance Pools Can and Can't Do (PDF)
California Health Care Foundation 
Nov. 30, 2005
12 pages. Excerpt: It is commonly assumed that purchasing pools have the power to provide economies of scale and negotiate favorable rates with health plans. Yet while pools have the potential to provide small-firm workers with access to coverage and favorable premium rates, creating a successful pool is a challenge. This issue brief examines how insurance pools work, the risks they face, and the conditions necessary for a pool to succeed.
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