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The Inattentive Participant -- Portfolio Trading Behavior in 401(k) Plans (PDF)
Pension Research Council Link to more items from this source
Feb. 24, 2006
35 pages. Excerpt: Most workers in defined contribution retirement plans are inattentive portfolio managers: only a few engage in any trading at all, and only a tiny minority trades actively. Using a rich new dataset on 1.2 million workers in over 1,500 plans, we find that most 401(k) plan participants are characterized by profound inertia.

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