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EBRI Notes Article: Retirement Annuity and Pension Income Among Individuals 50 and Over in 2004 (PDF)
Employee Benefit Research Institute [EBRI] 
Mar. 2, 2006
Pages 6-11 of 12 pages. Excerpt: Annuity income streams disappearing: Future retirees may not have a steady income stream in retirement, as defined benefit pensions decline, which means they will likely be more reliant on assets they must manage themselves instead of receiving a stream of income for life (i.e., an annuity).
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