4 pages. Excerpt: To encourage more people to open HSAs, the Administration is proposing substantial new HSA tax subsidies, such as providing a tax credit as well as a deduction for contributions to HSAs, making the premium costs for HSA-related health plans purchased in the individual market tax deductible ..., and increasing the amount that can be deposited in a HSA each year .... .... These proposals -- and HSAs in general -- suffer from several serious problems:[.]  MORE >>