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Debating the Impact of High-Deductible Health Plans
The Washington Post; subscription may be required 
[Opinion] May 1, 2006
Excerpt: Proponents of these plans argue that they give you an incentive not to use health care you don't really need and to shop carefully for the care you do need. This newfound cost-consciousness, the thinking goes, puts downward pressure on prices throughout the system. The theory seems to make sense. It's the reality that's a problem.
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