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Health Savings Accounts Are Defying Critics' Dire Expectations (PDF)
U.S. Senate, Republican Policy Committee 
[Opinion] May 8, 2006
10 pages. Excerpt: [HSAs] are being purchased by individuals with varying incomes, ages, and health statuses. In particular, HSAs have proven popular among individuals who previously lacked health insurance. This paper summarizes the basic structure of HSAs and reviews the most recent data about individuals who are purchasing the accounts.
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