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Abstract: Redistribution by Ins. Market Regs: Analyzing a Ban on Gender-Based Retirement Annuities
National Bureau of Economic Research [NBER]Link to more items from this source
May 9, 2006

Excerpt: This paper shows how models of insurance markets with asymmetric information can be calibrated and solved to yield quantitative estimates of the consequences of government regulation. We estimate the impact of restricting gender-based pricing in the United Kingdom retirement annuity market, a market in which individuals are required to annuitize tax-preferred retirement savings but are allowed considerable choice over the annuity contract they purchase.

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