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A Guide for Participants in a 403(b) Tax-Sheltered Annuity Plan (PDF)
Internal Revenue Service [IRS] 
May 23, 2006
6 pages. Excerpt: As a 403(b) plan participant, you need to pay attention to the operation of your 403(b) tax-sheltered annuity so that you can: be compliant with the law, maximize your retirement benefits, and avoid additional taxes and penalties.
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