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Will We Have To Work Forever? (PDF)
Center for Retirement Research [CRR] at Boston College 
July 25, 2006
8 pages. Excerpt: This brief examines the effect of working longer on replacement rates and finds that delaying retirement by about two years can have a major impact on retirement security for those with significant 401(k) assets; households that depend solely on Social Security, however, would have to extend their work lives by more than three and a half years to achieve similar gains.
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