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[Opinion]

10/13/2006: Opinion; The Perils of Asset Allocation Models (Seeking Alpha)
Excerpt: In 2003, for example, Vanguard published a study of the role of asset allocation in portfolio performance. Their results confirm earlier results that asset allocation is the single most important factor in explaining performance. Their results from an analysis spanning forty years of is compactly summarized in one sentence from that study: Asset allocation remains the investor's most important decision.
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