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10/24/2006: Alternative Measures of Replacement Rates (PDF) (Michigan Retirement Research Center, University of Michigan)

34 pages. Excerpt: [W]e do not find inadequate preparation for retirement on average or even at the median. This is not true, however, for all groups in the population. In particular, singles lacking a high school education are likely to be forced to reduce consumption: some 62% would have died with negative wealth had they followed the consumption path given by our data.

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