3 pages. Excerpt: [W]e believe that a notice to a participant that his or her assets have been placed in a qualified default investment alternative (QDIA) should be provided individually to the participant in a separate notice. The Summary Plan Document or Summary of Material Modification is an inadequate format .... [Any notice] should clearly state that the plan fiduciary may not be held responsible for investment performance of a QDIA established in accordance with legal requirements.