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12/7/2006: Retirement Income Planning -- Are We Missing the Boat on Retiree Expenses? (PDF) (Still River Retirement Planning Software)
5 pages. Excerpt: To state the obvious: if there were no retirement expenses, there would be no need for retirement income. Therefore, if we don't understand what the expenses are, and if we cannot project with reasonable accuracy what they will be in the future, no amount of sophisticated manipulation on the income side is worth much. This paper ex-plores what we're doing wrong, and how to do it better.
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