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New Estimates of the Future Path of 401(k) Assets
National Bureau of Economic Research [NBER] 
May 15, 2007
Excerpt: Over the past two and a half decades there has been a fundamental change in saving for retirement in the United States, with a rapid shift from employer-managed defined benefit pensions to defined contribution saving plans that are largely controlled by employees. To understand how this change will affect the well-being of future retirees, we project the future growth of assets in self-directed personal retirement plans.
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