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Policy Proposal: a Pathway Financial Security for All Americans-- Savings for Life
Lisa Mensah and Pamela J. Perun via Social Science Research Network 
[Opinion] May 29, 2007
Excerpt: [We propose] a package of four complementary savings vehicles that can significantly improve the savings options for all Americans across the lifespan: Child Accounts ... Home Accounts to be used for a down payment on a home.... America's IRA ... for Americans who do not have access to an employer plan .... [and] Security Plus Annuities to ... partner the familiar and universal Social Security program with the private market[.]
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