11 pages. Excerpt: The factors that contributed to so many fiduciaries ignoring their responsibilities arise primarily from the sponsor's corporate culture, the historical paucity of lawsuits alleging fiduciary imprudence, and the diffusion among non-fiduciary advisors of responsibility for fiduciary decisions.... This paper will discuss how this bouillabaisse of responsibility evolved and the concomitant loss of what the letters 'I' and 'S' in ERISA represents -- income security.  MORE >>