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Structuring Income for Retirement: Addressing America's Emerging Guaranteed Income 'Gap'
Fidelity Research Institute 
Aug. 30, 2007
Excerpt: This report outlines a conceptual framework to manage the complex interplay between the uncertainties of future investment returns and life expectancy, and the role that guaranteed income can play in helping retirees secure sustainable retirement income. We explore key trade-offs among spending rates, retirement risk, and bequest desires and provide 5 guidelines retirees should consider when developing an income plan.
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