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401(k) Investing: Why Models Are Used (PDF)
The 401(k) Company
Sept. 7, 2007
Pages 1, 4 of 4 pages. Excerpt: An accelerating trend in the large plan market is for plan sponsors to design risk-based or target maturity portfolios that use their plan's core fund options, instead of using 'off-the-shelf' lifestyle or lifecycle mutual funds. In other words, they use strategic asset allocation models and, for target-maturity models, a 'glide' path through the models.
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