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GAO Report: Oversight of Rate Setting for Long-Term Care Insurance, and Claims Settlement Practices
U.S. Government Accountability Office [GAO] 
July 25, 2008
41 pages. "GAO reviewed information from the National Association of Insurance Commissioners (NAIC) on all states' rate setting standards. GAO also completed 10 state case studies on oversight of rate setting and claims settlement practices, which included structured reviews of state laws and regulations, interviews with state regulators, and reviews of state complaint information. GAO also reviewed national data on rate increases implemented by companies."[GAO-08-712, published Jun. 30, 2008, released Jul. 23, 2008]
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