Excerpt: 'While you would expect an Obama administration to be more friendly to consumers and labor organizations, it really comes down to who the individual appointed is,' said David Tittsworth, executive director of the Investment Adviser Association, Washington. While it's likely that President-elect Obama will name a chairman for the Securities and Exchange Commission soon, it might take longer for other pension policy posts to be filled. For one thing, nominees for Cabinet posts are named ahead of subordinate roles.  MORE >>