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Distributional Effects of Proposed Reductions in Social Security Cost-of-Living Adjustments
Office of Policy, U.S. Social Security Administration 
Nov. 25, 2008
Excerpt: The effect of the COLA reductions would be cumulative over time, causing benefit reductions to increase the longer benefits are received. Certain groups of beneficiaries who tend to receive benefits for longer than average -- including older beneficiaries, women, whites, widow(er)s, those with higher levels of education and income, and retired disabled individuals -- will experience larger benefit reductions.
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