"The new rules issued by the Health and Human Services Administration spell out how a centerpiece of the law -- its requirement that insurers cover even sick or old applicants -- will work. They also sketch out what minimum package of benefits must be included in health plans sold on state exchanges.... A rule on health insurance market reforms spells out how the health law's "guaranteed issue" and "community rating" requirements will work in practice. Those rules ban insurer discrimination against customers with pre-existing health problems and limit how much insurers can vary premium prices on the basis of age, tobacco use, family size and geography."

MORE >>