"If the people in the industry try to pretend that nothing is wrong with the 401(k) plan industry, then they are only fooling themselves. There needs to be some sort of standard where a financial advisor doesn't get a bigger trail by pushing a specific fund. There needs to be a simple disclosure of all plan expenses and fees ... [T]he biggest problem in the 401(k) plan business isn't the mutual fund companies; it's the lack of any good investment education and/or advice for plan participants."  MORE >>