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Reducing Retiree Medical Costs with an Indirect Employer Group Waiver Plan with Wrap Arrangement (PDF)
Gabriel, Roeder, Smith & Company 
May 16, 2013
"[T]he Indirect Employer Group Waiver (EGWP) with Wrap arrangement, using a Standard Medicare Part D plan design and a second plan that wraps around the EGWP [can produce] annual savings [of] as much as $600 per person greater than under the Retiree Drug Subsidy. However, effective communication with participating retirees is essential for its success."
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