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How One Patient Saved $17,000: He Didn't Use His Health Insurance
The Wall Street Journal; subscription may be required 
[Opinion] Sept. 10, 2013
"Most people are unaware that if they don't use insurance, they can negotiate upfront cash prices with hospitals and providers substantially below the 'list' price.... [T]he only way to make health care more affordable is to diminish the role of third-party payers. Let consumers and providers interact through market forces to drive down prices and drive up quality ... Drop the focus on prepaid health plans and return to the days of real health insurance -- that covers major, unforeseen events, leaving the everyday expenses to the consumer[.]"
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